Great resource tool for the Holidays and starting off the New Year!

This booklet includes debt free tips to help you identify your holiday budget, create a shopping list, identify gift ideas, stay within your holiday budget, and give yourself a holiday bonus (free up 10%-15% of your income).

This FREE 18 page handbook can help you to stay debt free for the holidays.

Simply click here to fill out the form (limit one booklet per address).  Only available by mail.

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