By Lambeth Hochwald
Next time you’re about take over your child’s science project or even make their bed, put down the poster board and leave the sheets where they lie. While we may want to do everything we can to make our kid’s lives easier. we shouldn’t.
There’s a fine line between being supportive and doing too much for our children. Here, two child-development experts offer five ways to gently sway you away from becoming a helicopter parent. Bonus: these methods will help your child become more independent and confident.
1. Create Little Helpers
If your kids are young, it’s easier to get the idea of doing chores ingrained in their heads. For a preschooler it’s as easy as saying something like “When you finish playing with those blocks, the next part of play is putting them away,” suggests Margaret Owen, PhD, director of the Center for Children and Families at the University of Texas in Dallas.
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By JESSICA REMITZ
Everyone wants to be better about managing their money, but between hectic work schedules and long to-do lists, sitting down to figure out your finances can easily fall to the bottom of the priorities pile. Fortunately, we’ve brought the research to you, asking money management pros for their top tips on how to save more, pay down debt and bring in a little cash. Here’s what they recommend:
Know Where Your Money Goes
Before you start planning how to save, it’s essential to track your spending. Take a look at how much it costs to run your household each month, then see how much money you have left for discretionary spending, says Sophia Bera, CFP and founder of Gen Y Planning.com. If you notice any unnecessary debts or spending, try to pare down those expenses.